Sığorta/Resığorta brokeri

Company Description Khamsa Insurance and Reinsurance Brokers, established in 2021, brings together a team of experienced professionals specializing in insurance, reinsurance, and insurance consulting services. The firm offers a comprehensive range of solutions to clients seeking risk management and coverage across diverse sectors. Since 2022, Khamsa has been the first official Network Member of Willis Towers Watson in Azerbaijan, providing access to global expertise and market capabilities. The company places strong emphasis on teamwork, collaboration, and professional integrity as core values. Khamsa continues to grow its presence in the region by combining local knowledge with international standards.
Role Description The Insurance/Reinsurance Broker will manage client portfolios, identify appropriate insurance and reinsurance solutions, and negotiate terms and conditions with insurers and reinsurers. Daily responsibilities include assessing client risk profiles, preparing proposals, arranging coverage, and ensuring timely renewals and policy administration. The role involves maintaining regular communication with clients, explaining policy features and options, and resolving inquiries or issues in a clear and professional manner. The broker will collaborate with internal teams and international partners, including Willis Towers Watson network members, to access competitive products and market information. This is a full-time, on-site role based in Baku City, requiring close coordination with colleagues and continuous engagement with local and international markets.
Qualifications

• Strong analytical skills for risk assessment, policy comparison, and data-driven decision-making.
• Excellent communication skills for client interaction, negotiation, and preparation of clear documentation.
• Solid knowledge of insurance and reinsurance products, market practices, and regulatory frameworks.
• Understanding of underwriting principles to evaluate risks and support appropriate coverage recommendations.
• Foundational finance skills to interpret financial data, premiums, and loss ratios.
• Bachelor’s degree in Business, Finance, Economics, Insurance, or a related field is preferred.
• Prior experience in insurance brokerage, underwriting, or risk management is an advantage.
• Ability to work collaboratively in a team-focused environment and manage multiple client priorities.
• High level of integrity, attention to detail, and commitment to client service excellence.
• Proficiency in relevant office software and comfort working with digital tools and reporting systems.